Cut card fees in half with secure bank payments.
The math is simple
Card processor
$2.90 + 30¢
taken from your sale
bajoPay
$1.80 flat
that's all. ever.
On every sale, you keep
$1.40 more
That adds up to $0+ a year on $50K/month in sales.
Three steps. That's the whole checkout.
Your QR code is your checkout. Print it, stick it, done. Customer scans with the bajoPay app.
Money moves bank-to-bank. No card networks, no middlemen, no chargeback risk.
You keep more
Funds settle next business day. No disputes. No surprises.
Settlement options
Both options. No monthly fees. No hidden costs.
1.8%
per transaction
Funds land in your bank account the next business day. The standard for most merchants.
2.0%
per transaction
Get your money the same day. Perfect for businesses with high cash-flow needs.
Both options are still less than half of what card processors charge.
Beyond lower fees
Lower processing costs are not just extra margin. They help you keep customers, stay competitive, and run checkout without terminal headaches.
Use lower fees to avoid customer surcharges and keep pricing friendly at checkout.
Protect your margin without raising prices, so you can compete better in local markets.
No bulky terminal handoff at checkout, no monthly device plans, and no maintenance or replacement costs.
QR checkout reduces card-terminal outages, network interruptions, and hardware failure disruptions.
Fraud controls plus AML/KYC checks are handled in your payment workflow without extra monthly add-on fees.
Turn reduced fees into discounts or cashback offers to drive repeat customers.
Secure ACH transfers. No card networks. No crypto. Just banks.
256-bit encryption on every transaction
Same rails your paycheck uses
Instant bank verification, no routing numbers
Regulated, audited, trusted
Merchants who switched
“We were paying over $800/month in card fees. bajoPay cut that nearly in half. Our regulars just scan and go now.”
Maria R.
Café owner · Austin, TX
“Printed the QR code, taped it to the register, and was accepting payments in 5 minutes. No terminal, no tech calls.”
Priya S.
Boutique · San Jose, CA
Built for
If you accept cards today, you can accept bank payments tomorrow.
Quick answers. No jargon.
Every sale at 3% is money you're leaving on the table.
Go live in 5 minutes. Free to start.
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